Sole Trader Accounting Software | Bookkeeping for Sole Traders

Free, easy to use accounting software for sole traders

Power through your invoicing, get paid faster, and keep track of your business expenses at home or on the move, leaving you more time to focus on your business.

Making Tax Digital compliant

Live chat support

Customisable invoicing to get paid faster

Quickly create and send customised quotes and invoices, at home or on the move. Set credit terms, automate payment reminders, and get paid up to 3 x faster with Pandle Pay – leaving you more time to focus on your work as a sole trader.

Self-Employed Invoices
Upload Receipts on Pandle

Stay organised & always know what you owe

View a real-time tax bill estimation with each new transaction you add, so you always know how much tax you owe. Upload receipts and invoices and assign them to your transactions to become a paper-free organisational wizard.

Faster bookkeeping with fewer errors

Automatically import transactions from your bank, PayPal, and Stripe, and let Pandle’s time-saving algorithms categorise your transactions to make sure your sole trader accounts are always accurate, without the hours of data entry.

Freelancer Accounting Software
Being a Sole Trader doesn't mean you're alone

Being a sole trader doesn’t mean you’re alone

At Pandle we’re all about sole trader bookkeeping, not by-yourself-bookkeeping. Our Live Chat support team of trained bookkeepers are here to help whenever you need it, along with helpful guides and product tours.

Backing businesses of all shapes and sizes

Join over 85,000 users currently benefiting from our easy to use, intuitive bookkeeping software.

Explore Pandle's Bookkeeping Software Features for Sole Traders


Make effortless real-time banking a reality whilst being a sole trader. Connect Pandle to your bank accounts and payment platforms allowing you to focus while transactions flow straight in.

Bank Feeds

Connecting your bookkeeping to your bank accounts takes a few seconds, saves hours of data entry, and reduces the risk of typos causing cHaO5 in your accounts.

Stripe Feeds

Automatically import Stripe transactions into Pandle in real-time with our timesaving integration, and wave goodbye to mind-numbing data entry or fiddly file imports.

PayPal Feeds

Import your PayPal transactions into Pandle as if by magic, with our bespoke PayPal integration, which actively checks for duplicate entries and multiple currencies.

Bank Rules

Being the boss means you make the rules. Automate your bookkeeping by creating bank rules to categorise transactions, match payments, and assign tax codes.

Bank Imports

If your bank isn't one of our 10,000 bank feeds, fear not. Download statements from any bank in the world, and use our import tool to upload them straight into Pandle.


Power-up your invoicing with free customisable invoice and quote templates, and get paid faster with automatic customer payment reminders and an online payment portal. Ker-ching!


Give your invoices a makeover with our customisable invoice templates, save time by invoicing customer groups all at once, and set up recurring invoices in a flash.


Create and send quotes faster than you can shout 'show me the money'. Then accept or decline them, or convert your quotes into invoices without duplicating work.

Pandle Pay

Get paid 3 x faster by adding a button to invoices so you can accept secure customer card payments online, without anyone getting lost on the way.

Payment Reminders

Improve cash flow and stay on good (credit) terms with customers. Set up as many automated payment reminders as you need, and be as stern or friendly as you like.


Create customer profiles to quickly populate invoices with the right information, set credit limits, and group your clients to save time by invoicing them all at once. Whoosh!


Manage who you do business with by creating supplier profiles to populate invoices, set reminders when bills are due, and monitor spending ready to negotiate a better price.

Receipt Uploads

Record all your receipts, invoices and business documents by uploading them into Pandle, no matter what format they’re in.

Transfer and upload files

Transfer any digital files you receive, or take photos of documents and upload them so you can keep everything safely in one place (and not down the back of the sofa).

upload any file type

Some software is fussy about file types, but not Pandle. JPEG, PNG, .doc, .xlsx, PDF and beyond, you can store your records in whichever format they come in.

Live Chat

Being a sole trader can leave you feeling all at sea, but our unlimited live chat support with trained bookkeepers and a dedicated help centre will help you captain your ship with confidence. Ahoy!

Live Chat

Our team of trained bookkeepers are just the other end of a keyboard whenever you need help and support with bookkeeping in Pandle.

Product Tours

Our product tours will walk you through each feature step-by-step until you know where everything lives and how to use them all.


Some questions get asked more than others, which is why you can check the dedicated FAQs section in our help centre whenever you need to.

Live chat support when you need it most

Get the most out of Pandle with in-built tours, guides and live chat support – so you will always have access to the answers you need, when you need them.




Bank imports

Send quotes & invoices

Business reports

Mobile app

Accept payments with Pandle Pay

Payment reminders

Multiple currencies

No usage limits

VAT submissions

Recurring transactions

Pandle Pro


Per Month + VAT

All features of Pandle plus...

Bank feeds

Receipt uploads


Cash flow forecasting

User permissions

PayPal feeds

Premium invoice templates

Mileage tracker

Live chat support

No card details needed for trial

A sole trader is a type of business owned and run by one person. As a sole trader you're not legally separate to your business, so you're personally responsible for any losses or debts, but you also get to keep all of the profits after paying tax on them.

You'll normally need to submit a Self Assessment tax return to tell HMRC about your self-employment income. They use this information to work out how much income tax and National Insurance you need to pay.

Absolutely! Pandle's financial reporting tools automatically update each time you enter a transaction into your bookkeeping, ready for you to use this information to help you complete your Self Assessment tax return.

Yes, if you need to! Pandle makes collaborating with your accountant and other people in your business quick and easy, whilst keeping you in control of who can see your data.

Our opening balances wizard helps you to import any existing bookkeeping information you might need to bring with you into Pandle. You can even import the details of your customers, suppliers and outstanding invoices.

Pandle will be free forever, but if you want to automate more of your day-to-day bookkeeping tasks, Pandle Pro is £5 + VAT per month.

Nope, not with Pandle. If you decide to pay for Pandle Pro you can cancel at any time, and you won't be billed again unless you restart your subscription. All your data will be safe, and your account will simply return to the free plan.

Get started with Pandle

Create your free account today to get started with refreshingly simple bookkeeping software.

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    Making Tax Digital compliant